:root{
  --bg:#f1efed;
  --surface:#ffffff;
  --surface-soft:#e7e5e2;
  --surface-strong:#d5d9da;
  --line:#c9c8c5;
  --text:#2e3c45;
  --muted:#6c7478;
  --primary:#425968;
  --primary-strong:#334a58;
  --primary-dark:#2f424d;
  --accent:#a4adb1;
  --coffee:#6b564c;
  --coffee-strong:#59463d;
  --taupe:#a7988f;
  --gray:#8b9498;
  --shadow:0 20px 50px rgba(54,64,69,.12);
  --radius:24px;
  --radius-sm:16px;
  --container:min(1120px,calc(100vw - 32px));
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI","PingFang TC","Microsoft JhengHei",sans-serif;background:var(--bg);color:var(--text);line-height:1.7}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}
.container{width:var(--container);margin:0 auto}
.skip{position:absolute;left:-999px;top:auto}.skip:focus{left:16px;top:16px;z-index:999;background:#fff;padding:8px 12px;border-radius:10px}
.topbar{background:var(--coffee);border-bottom:1px solid var(--line);font-size:14px;color:#f8f5f2}
.topbar strong{color:#fff}.topbar a{color:#fff}.topbar-inner,.nav,.hero-grid,.section-head,.wizard-wrap,.footer-grid,.form-panel,.trust-grid,.steps,.official-grid,.service-grid,.area-grid,.contact-cards,.stat,.hero-meta,.meta-row{display:flex}
.topbar-inner{justify-content:space-between;gap:12px;padding:10px 0}
.header{position:sticky;top:0;z-index:30;background:rgba(246,244,241,.94);backdrop-filter:blur(14px);border-bottom:1px solid rgba(212,221,226,.9)}
.nav{align-items:center;justify-content:space-between;padding:16px 0;gap:20px}
.brand{display:flex;align-items:center;gap:12px;min-width:0}.brand-mark{width:44px;height:44px;border-radius:14px;background:linear-gradient(145deg,#b8b0aa,#e9e5e1);display:grid;place-items:center;color:var(--primary-dark);box-shadow:inset 0 1px 0 rgba(255,255,255,.8)}
.brand-text{display:flex;flex-direction:column;font-weight:800;letter-spacing:.02em}.brand-text small{font-size:11px;color:var(--muted);font-weight:700;letter-spacing:.12em}
.navlinks{display:flex;gap:20px;align-items:center;color:var(--muted);font-weight:600}.navlinks a:hover,.navlinks a.active{color:var(--text)}
.nav-cta{display:flex;gap:10px;align-items:center}
.menu-btn{display:none;border:1px solid var(--line);background:#fff;border-radius:12px;padding:9px 12px;font-size:18px;color:var(--text)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 22px;border-radius:16px;border:1px solid transparent;font-weight:800;transition:.18s transform,.18s box-shadow,.18s background}.btn:hover{transform:translateY(-1px);box-shadow:0 12px 24px rgba(111,134,149,.16)}
.btn-small{padding:10px 16px;border-radius:14px;font-size:14px}.btn-primary{background:var(--primary);color:#fff}.btn-primary:hover{background:var(--primary-strong)}.btn-outline{border-color:var(--line);background:#fff;color:var(--text)}.btn-block{width:100%}
.hero{padding:60px 0 36px;background:radial-gradient(circle at top right,#e4ebef 0,#f6f8f9 52%)}
.hero-grid{align-items:stretch;gap:32px}.hero-copy,.hero-panel{background:rgba(255,255,255,.90);backdrop-filter:blur(8px);border:1px solid rgba(212,221,226,.7);box-shadow:var(--shadow)}
.hero-copy{flex:1;border-radius:32px;padding:44px}.hero-panel{width:380px;border-radius:28px;padding:28px}
.eyebrow,.kicker{display:inline-flex;padding:6px 10px;border-radius:999px;background:#ddd5d0;color:var(--primary-dark);font-size:12px;font-weight:800;letter-spacing:.14em;text-transform:uppercase}
.hero h1,.page-hero h1{font-size:clamp(34px,5vw,58px);line-height:1.08;margin:16px 0 18px}.hero h1 em{color:var(--primary-dark);font-style:normal}.hero-lead,.page-hero p,.section-head p,.article p,.lead-box,.panel-note{color:var(--muted)}
.hero-actions,.hero-meta,.quick-list,.section,.faq,.article-cta,.resource-list,.footer-links{display:flex}
.hero-actions{gap:14px;flex-wrap:wrap;margin-top:28px}.hero-meta{gap:16px;flex-wrap:wrap;margin-top:22px;color:var(--muted);font-weight:700}.dot{width:9px;height:9px;border-radius:50%;background:var(--primary);display:inline-block;margin-right:8px}
.hero-panel-head h2{font-size:28px;line-height:1.2;margin:14px 0 6px}.pill,.tag,.service-tag,.source{display:inline-flex;padding:6px 10px;border-radius:999px;background:#e0d9d5;color:var(--primary-dark);font-size:12px;font-weight:800}
.quick-list{flex-direction:column;gap:12px;margin:18px 0 16px}.quick-item,.service-card,.official-card,.trust-card,.step,.contact-chip,.area,.answer-card,.resource-item,.faq details,.wizard,.article,.lead-box{background:var(--surface);border:1px solid var(--line);box-shadow:var(--shadow)}
.quick-item{justify-content:space-between;align-items:center;padding:16px 18px;border-radius:18px}.quick-item strong{display:block;font-size:16px}.quick-item span{color:var(--muted);font-size:14px}
.section{padding:76px 0}.section-soft{background:#eff4f6}.section-head{justify-content:space-between;align-items:end;gap:16px;margin-bottom:28px}.section-head.center{flex-direction:column;align-items:center;text-align:center}.section-head h2{font-size:clamp(28px,4vw,42px);line-height:1.15;margin:14px 0 10px}
.trust-grid{gap:18px}.trust-card{flex:1;padding:24px;border-radius:22px;align-items:center;gap:16px}.trust-card strong{width:52px;height:52px;border-radius:18px;background:#ddd8d4;color:var(--primary-dark);display:grid;place-items:center;font-size:22px}
.service-grid{flex-wrap:wrap;gap:18px}.service-card{width:calc(33.333% - 12px);padding:26px;border-radius:24px;transition:.18s transform,.18s box-shadow}.service-card:hover,.official-card:hover,.quick-item:hover,.resource-item:hover{transform:translateY(-2px);box-shadow:0 18px 36px rgba(84,102,116,.12)}
.service-card h3,.official-card h3,.step h3,.article h2{margin:12px 0 10px}.service-card p,.official-card p,.step p,.area p,.article small,.resource-item small{color:var(--muted)}.service-link{margin-top:16px;color:var(--primary-dark);font-weight:800;display:inline-flex}
.wizard-wrap,.form-panel{align-items:stretch;gap:24px}.wizard-intro,.contact-side{flex:1}.wizard,.apply-form{flex:1.05;border-radius:28px;padding:28px}
.stat{gap:14px;flex-wrap:wrap;margin-top:22px}.stat-item{background:#fff;border:1px solid var(--line);border-radius:18px;padding:16px 18px;min-width:132px;box-shadow:var(--shadow)}.stat-item strong{display:block;font-size:20px}.stat-item span{color:var(--muted);font-size:14px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field{display:flex;flex-direction:column;gap:8px}.field.full,.consent.full{grid-column:1/-1}label{font-weight:800}input,select,textarea{width:100%;padding:14px 15px;border:1px solid var(--line);border-radius:16px;background:#fbfaf8;color:var(--text);font:inherit}input:focus,select:focus,textarea:focus{outline:none;border-color:var(--primary);box-shadow:0 0 0 4px rgba(127,152,168,.12)}small{color:var(--muted)}
.notice,.wizard-result,.submit-status,.source-note{margin-top:16px;padding:14px 16px;border-radius:16px;background:#ebe7e3;color:var(--muted)}.wizard-result strong,.submit-status strong{color:var(--text)}
.official-grid{gap:18px;flex-wrap:wrap}.official-card{flex:1;min-width:240px;padding:26px;border-radius:24px}.steps{gap:18px;flex-wrap:wrap}.step{flex:1;min-width:220px;padding:24px;border-radius:24px}.step span{display:inline-grid;place-items:center;width:44px;height:44px;border-radius:14px;background:#ded6d1;color:var(--primary-dark);font-weight:900}
.faq{flex-direction:column;gap:14px;max-width:900px;margin:0 auto}.faq.compact{max-width:100%}.faq details{border-radius:20px;padding:0 20px}.faq summary{cursor:pointer;list-style:none;padding:18px 0;font-weight:800}.faq summary::-webkit-details-marker{display:none}.faq p{margin:0 0 18px;color:var(--muted)}
.contact-cards{flex-direction:column;gap:12px;margin-top:18px}.contact-chip{padding:18px 20px;border-radius:20px;flex-direction:column;gap:4px}.contact-chip small{font-size:12px;text-transform:uppercase;letter-spacing:.12em}.contact-chip strong{font-size:24px}
.footer{background:#354b58;padding:54px 0 120px;border-top:1px solid var(--line)}.footer-grid{gap:28px;align-items:start}.footer-grid>div{flex:1}.brand-footer .brand-mark{background:linear-gradient(145deg,#b6c6ce,#edf3f5)}.footer h3{margin:4px 0 14px}.footer-links{flex-direction:column;gap:10px}.footer a{color:var(--text)}.disclaimer{margin-top:22px;padding-top:18px;border-top:1px solid rgba(97,117,131,.2);color:var(--muted);font-size:14px}
.bottom-bar{position:fixed;left:0;right:0;bottom:0;background:rgba(255,255,255,.96);backdrop-filter:blur(14px);border-top:1px solid var(--line);display:none;z-index:35}.bottom-bar a{flex:1;display:grid;place-items:center;padding:12px 8px;color:var(--muted);font-weight:800}.bottom-bar a.primary{background:linear-gradient(135deg,var(--coffee),var(--primary));color:#fff}.bottom-bar span{display:block;font-size:12px}
.breadcrumb{display:flex;gap:10px;align-items:center;font-size:14px;color:var(--muted);padding:20px 0 0}.page-hero{padding:26px 0 28px}.page-hero .container,.article{background:rgba(255,255,255,.84);backdrop-filter:blur(8px);border:1px solid var(--line);border-radius:30px;box-shadow:var(--shadow);padding:34px}.meta-row{gap:10px;flex-wrap:wrap;margin-top:18px}.article{padding:34px 34px 30px}.article section{margin:26px 0}.lead-box{padding:20px 22px;border-radius:22px;background:#f3f7f8}
.article-cta{justify-content:space-between;align-items:center;gap:20px;padding:24px 28px;border-radius:26px;background:linear-gradient(135deg,#e3ddd9,#eef1f2);border:1px solid var(--line);margin:28px 0}.resource-list{flex-direction:column;gap:14px}.resource-list.wide .resource-item{padding:18px 20px}.resource-item{align-items:center;justify-content:space-between;gap:12px;padding:16px 18px;border-radius:20px}.resource-item span{display:flex;flex-direction:column}
.notfound .container{text-align:center}
.hide-mobile{display:inline}
@media (max-width: 1024px){.hero-grid,.wizard-wrap,.form-panel,.footer-grid,.trust-grid{flex-direction:column}.hero-panel,.wizard,.apply-form{width:100%}.service-card{width:calc(50% - 9px)}.navlinks{display:none;position:absolute;left:16px;right:16px;top:74px;padding:16px;border-radius:20px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);flex-direction:column;align-items:flex-start}.navlinks.open{display:flex}.menu-btn{display:inline-flex}.hide-mobile{display:none}}
@media (max-width: 720px){.section{padding:56px 0}.hero{padding-top:34px}.hero-copy,.hero-panel,.page-hero .container,.wizard,.apply-form,.article{padding:24px}.hero h1,.page-hero h1{font-size:32px}.service-card{width:100%}.form-grid{grid-template-columns:1fr}.topbar{font-size:12px}.topbar-inner{justify-content:center;text-align:center}.hero-actions{flex-direction:column;align-items:stretch}.hero-meta{gap:10px}.section-head{align-items:flex-start}.section-head.center{align-items:center}.article-cta{flex-direction:column;align-items:flex-start}.bottom-bar{display:flex}}

.top-social{display:flex;align-items:center;gap:10px}.top-social a{padding-left:10px;border-left:1px solid var(--line);font-weight:800;color:var(--primary-dark)}
.partner-strip{padding:18px 0;background:#e5dfdb;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.partner-strip-inner{display:flex;align-items:center;justify-content:space-between;gap:18px}
.partner-copy{display:flex;align-items:center;gap:12px;flex-wrap:wrap}.partner-copy strong{font-size:17px}.partner-copy>span:last-child{color:var(--muted);font-size:14px}
.partner-label{display:inline-flex;padding:5px 9px;border-radius:999px;background:#ded6d1;color:var(--primary-dark);font-size:12px;font-weight:800}
.partner-actions{display:flex;align-items:center;gap:14px;white-space:nowrap}.text-link{color:var(--primary-dark);font-weight:800}
@media (max-width:720px){.partner-strip-inner{flex-direction:column;align-items:flex-start}.partner-actions{width:100%;justify-content:space-between}.top-social{display:none}}


/* ===== Morandi deep navy / coffee / gray refinements ===== */
.topbar{background:var(--coffee);border-bottom-color:rgba(255,255,255,.15);color:#f8f5f2}.topbar .top-social a{color:#fff;border-left-color:rgba(255,255,255,.28)}
.header{box-shadow:0 8px 28px rgba(47,66,77,.06)}
.brand-logo{width:64px;height:64px;object-fit:contain;display:block;filter:drop-shadow(0 5px 10px rgba(73,57,48,.10))}
.brand-footer .brand-logo{width:76px;height:76px;background:#fff;border-radius:18px;padding:4px}
.hero-copy{border-top:6px solid var(--primary)}
.hero-panel{background:linear-gradient(160deg,#3b5260 0%,#2f424d 100%);border-color:rgba(47,66,77,.35);color:#fff}
.hero-panel h2,.hero-panel strong{color:#fff}.hero-panel .panel-note{color:#d9e0e3}.hero-panel .pill{background:#d8cdc6;color:var(--coffee-strong)}
.hero-panel .quick-item{background:#f8f6f3;border-color:#d9d1cc;box-shadow:none}.hero-panel .quick-item strong{color:var(--text)}.hero-panel .quick-item span{color:var(--muted)}
.hero h1 em{color:var(--coffee-strong)}
.btn-primary{background:var(--primary)}.btn-primary:hover{background:var(--primary-strong)}
.hero-actions .btn-primary,.apply-form .btn-primary{background:linear-gradient(135deg,var(--coffee),var(--primary))}
.eyebrow,.kicker,.partner-label{background:#ded4ce;color:var(--coffee-strong)}
.service-card{border-top:4px solid var(--primary)}.service-card:nth-child(even){border-top-color:var(--coffee)}
.service-card:nth-child(3n) .service-tag{background:#dbe1e3;color:var(--primary-dark)}.service-card:nth-child(3n+1) .service-tag{background:#e3d8d2;color:var(--coffee-strong)}
.official-card{border-top:4px solid var(--coffee)}
.trust-card strong,.step span{background:#d9d1cc;color:var(--coffee-strong)}
.wizard,.apply-form{border-top:5px solid var(--primary)}
.contact-chip:nth-child(2),.contact-chip:nth-child(3){border-left:5px solid var(--coffee)}
.partner-strip{background:#e4ddd9}.partner-strip-inner{border-left:5px solid var(--coffee);padding-left:18px}
.footer{background:linear-gradient(145deg,#354b58 0%,#2f424d 100%);border-top-color:#2b3d47;color:#eef1f2}.footer p,.footer .disclaimer,.footer .brand-text small{color:#cbd4d9}.footer a,.footer h3,.footer .brand-text{color:#fff}.footer .disclaimer{border-top-color:rgba(255,255,255,.16)}
.bottom-bar a.primary{background:linear-gradient(135deg,var(--coffee),var(--primary))}
.page-hero .container{border-top:6px solid var(--primary)}
.article{border-top:4px solid #d8d0cb}
@media (max-width:720px){.brand-logo{width:54px;height:54px}.brand-footer .brand-logo{width:68px;height:68px}}
.hero{background:linear-gradient(135deg,#ddd6d2 0%,#e4e7e8 48%,#cbd7dc 100%)}
.section-soft{background:#e7e4e1}